Category Archives: Financial

Philippine Bonds for Beginners

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What to do When You Start Investing in Bonds?   Increase your revenue sources by making investments. Many financially aware Filipinos are expanding their portfolio with common investment alternatives like stocks and mutual funds. Even while investing carries some risk, many people consider the prospect of earning better returns to be worth the risk. Mins…

Saving with GCASH

Saving with GCASH -diarynigracia

A Complete Guide to GCASH   For several years, financial services have been steadily transitioning from cash to cards to digital transactions, notably GCash. The Philippines has a lower percentage of cashless transactions compared to developed nations. The impact of the current crisis was one of the driving forces behind the adoption of cashless transactions…

The Best E-Wallet Apps for a Cashless Lifestyle in the Philippines

The Best E-Wallet Apps for a Cashless Lifestyle in the Philippines -diarynigracia

Top 5 Mobile Wallets to Use on a Daily Basis   In the past years, since the internet has overcome our country, a lot of things have changed. We have welcomed many trends from foreign countries, innovative household items, and different gadgets; now, even our mode of payment has increased. Remember the days when our…

Best Retirement Plan Fund in the Philippines

Best Retirement Plan Fund in the Philippines feature photo -diarynigracia

Top Plans for Your Retirement   More than seven million retirees lack the resources to meet their retirement obligations because just 20% of Filipino seniors receive either an SSS or GSIS pension. Even though it’s simple to overlook retirement while you’re a young adult, everyone should be prepared for it. This is where retirement planning…

Disability Insurance

Disability Insurance -diarynigracia

Beginner’s Guide to Disability Insurance   The importance of life and disability insurance affects the entire family. It’s difficult to consider or plan for, but life and disability insurance might keep your family’s financial situation stable if you were to suffer a fatal or incapacitating accident or illness that prevented you from earning an income…

Rewards in every purchase; Rewards Credit Card

Rewards in every purchase; Rewards Credit Card -diarynigracia

5 Best Credit Cards to Earn Reward Points   From being a status symbol, credit cards are now considered a necessity since the country has adopted a cashless mode of payment. The trend of online shopping and e-wallets contributed to the use of the online payment, and almost everyone now has a financial tool to…

Investing for your Retirement: A Guide

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Why Should You Consider Investing In Your Retirement   At what age you want to retire is not the question. It is what income do you want to retire at? The process of planning for retirement involves many steps and changes over time. You must create the financial cushion that will cover everything if you…

Love Online shopping, but do you want to save? Try these hacks!

Love Online shopping, but do you want to save Try these hacks! -diarynigracia

Voucher Lover’s Guide to Online Shipping     The way of life in modern times has changed. People find it time-consuming and uncomfortable to visit crowded markets. E-shopping is thus a blessing because it saves a lot of time. Online shopping refers to a procedure where customers use the Internet to directly purchase goods, services,…

Earning Miles with every swipe; Air Miles Credit Card

Earning Miles with every swipe; Air Miles Credit Card -diarynigracia

Top 5 Air Miles Credit Card for your Next Adventure   Filipinos love to travel. May it be locally or internationally. Visiting different places and trying out their food might be one of the most incredible things to reward yourself. However, traveling might not be that affordable. It takes a lot of time to plan…

Investment Risk – A Reality Check

Investment Risk - A Reality Check feature photo -diarynigracia

Top Risks to Consider in Investing   Stock markets and investment portfolios are inherently risky. Changes in headlines might cause stocks to move in one direction one day and another the next, mainly when economic data doesn’t come in as expected. But not all investment risks are the same, and accepting some investment risk could…

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