OFW and Investment Analyst

True Godliness + Contentment = Great Wealth


You plant much but harvest little. . . Your income disappears, as though you were putting

it into pockets filled with holes! (Haggai 1:6b)


As an Investment Analyst and Grown-Up in the world of OFW, it has always been something that has interested me since I become one – mainly as a means to me and I believe ‘di lang sa akin kundi sa karamihan lalo na sa mundong ginagalawan ng mga OFW.

The truth is that there’s so much we can do if and only we have that financial resources for good (meaning to say when we plan to be back home with our homeland) and I’d like to make a difference in the world somehow with 1 peso at a time. Mahirap tumulong na ikaw mismo ay broke din, there are times na gusto mo tumulong pero ikaw mismo kapos din, I experienced it all specially ng time ng almost near death na ang mother ko, financially exhausted ka na din mismo but I learn valuable lessons here lalo na sa pagiging OFW, na magtiwala lang sa Dakilang Ama and I learned this called “Financial Stewardship” meaning pinagkatiwala lang sa atin lahat lahat ng ito, all blessings. I believe lahat ng ito pag-aari niya lahat-lahat ditto sa mundo.


In my mother’s death bed, I experienced we can’t take anything with us, not even our favorite ring or any jewelry kahit fake pa ito, iyong favorite dog natin, not even single paper we can bring. I remember during burial of my mother, the priest said from Bible.

“Naked I came from my mother’s womb, and naked I will depart. The Lord gave and the Lord has taken away; may the name of the Lord be praised” (Job 1:21)


I am not standing here as guru nor a millionaire now (for the meantime pero I’m looking forward) who want to share a secret here and there but someone who capitalize first knowledge and wanted to share to the world so together we can benefit while I am journalizing my ride as an OFW and an Investment Analyst at the same time OFW Investor.


Some said that the love of money is the root of all evil, and I’m thinking it twice before going to submerged to it, but regardless, everyone should look to improve their financial lifestyle and knowledge to get the most value out of their lives, especially our short stay in other country.

Money isn’t everything, but you can’t deny that this is one of the most important salt in our life.


As of today, some schools now in the Philippines teach personal finance as part of their subjects, good to know, but in our case (as in way back then…wink) I am wondering why financial education is not even shown up in my generation at least now as a Certified Registered Financial Planner of the Philippines and a Stock Market Professional, we can both learn so much with my journey as Investment Analyst.


With an example from my parents and I as  always striving to be financially fit (though it’s not always an easy task and there are always slip down).

I majored Economics while in real life, I have found it to be very applicable to an everyday scene and useful in understanding the psychology of Market today. I also have gained some great investment experience previously working with known Certified Registered Financial Planners of the Philippines. I believe we all face financial difficulties every day that can become increasingly complex without the necessary guidance and insights as in. This is where I hope I can help out. I want diarynigracia.com to be a community where people can share ideas, help each other out, and grow financially together while investing.  My goal is for the site to be something you look forward to visiting every day for your investment needs, Market Outlook for OFWs and more.




Wishing abundance to all of us.




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